Our philosophy is simple --- to have “the heart of a teacher” and educate people, in easy-to-understand language, regarding available and suitable options for achieving their goals.

We are ardent believers in, and followers of, Dave Ramsey’s teaching of Biblical principles of “handling God’s money God’s way.”

A few of the principles we attempt to teach and help folks understand are:

Personal finance is 80% behavior and 20% head knowledge.  That means taking control of  your money – and your legacy – is more about what you do than what you know.  

-- Dave Ramsey

Be diligent to know the state of your flocks, and attend to your herds.     

Proverbs 27:3

If you do the things you need to do when you need to do them, then someday you can do the things you want to do when you want to do them.                                          

-- John Maxwell